.legal-hero {
    position: relative;
    padding: 96px 0 38px;
    text-align: center;
    overflow: hidden;
  }
  .legal-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
      radial-gradient(900px 600px at 90% 30%, rgba(42, 111, 168, 0.10), transparent 55%),
      radial-gradient(600px 400px at 5% 90%, rgba(184, 150, 104, 0.05), transparent 55%);
  }
  .legal-hero > * { position: relative; }
  .legal-hero h1 { font-size: clamp(36px, 4.6vw, 56px); }
  .legal-hero .lead { margin: 20px auto 0; max-width: 600px; font-size: 17px; }
  .legal-hero .crumbs {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    color: var(--ink-4);
    margin-bottom: 24px;
  }
  .legal-hero .crumbs a { color: var(--brand); }
  .legal-hero .meta {
    margin-top: 28px;
    font-size: 12.5px;
    color: var(--ink-4);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 16px;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 999px;
  }

  /* Layout */
  .legal-layout {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 60px;
    align-items: flex-start;
    margin-top: 40px;
  }

  .legal-toc {
    position: sticky;
    top: 110px;
    padding: 28px;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
  }
  .legal-toc h4 {
    font-size: 13px;
    color: var(--ink-4);
    letter-spacing: 0.04em;
    margin-bottom: 16px;
    padding-bottom: 12px;
    border-bottom: 1px solid var(--line);
  }
  .legal-toc ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 4px; }
  .legal-toc a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 14px;
    border-radius: 10px;
    font-size: 14px;
    font-weight: 500;
    color: var(--ink-2);
    transition: all .2s;
  }
  .legal-toc a:hover { background: var(--bg-soft); color: var(--brand); }
  .legal-toc a.active {
    background: var(--brand-pale);
    color: var(--brand);
    font-weight: 700;
  }
  .legal-toc a .num {
    font-family: var(--ff-num);
    font-size: 11px;
    color: var(--gold);
    font-weight: 700;
    letter-spacing: 0.08em;
  }

  .legal-content {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--r-xl);
    padding: 56px;
  }
  .legal-block {
    padding-bottom: 60px;
    margin-bottom: 60px;
    border-bottom: 1px solid var(--line);
  }
  .legal-block:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
  .legal-block .tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    border-radius: 999px;
    background: var(--brand-pale);
    color: var(--brand);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.04em;
    margin-bottom: 18px;
  }
  .legal-block .tag.gold {
    background: var(--gold-pale);
    color: #8B6F44;
  }
  .legal-block h2 {
    font-size: clamp(26px, 2.8vw, 36px);
    margin-bottom: 14px;
  }
  .legal-block p {
    color: var(--ink-2);
    font-size: 15.5px;
    line-height: 1.95;
    margin-bottom: 16px;
  }
  .legal-block .intro {
    color: var(--ink-3);
    font-size: 16.5px;
    line-height: 1.9;
    margin-bottom: 28px;
  }
  .legal-block h3 {
    font-size: 18px;
    margin: 32px 0 14px;
    color: var(--ink);
  }
  .legal-block h3::before {
    content: "";
    display: inline-block;
    width: 12px; height: 1px;
    background: var(--gold);
    margin-left: 10px;
    vertical-align: middle;
  }
  .legal-block ul {
    list-style: none;
    padding: 0;
    margin: 0 0 16px;
    display: flex;
    flex-direction: column;
    gap: 8px;
  }
  .legal-block ul li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    color: var(--ink-2);
    font-size: 15px;
    line-height: 1.8;
  }
  .legal-block ul li::before {
    content: "";
    display: inline-block;
    width: 6px; height: 6px;
    border-radius: 50%;
    background: var(--brand);
    flex-shrink: 0;
    margin-top: 11px;
  }

  /* Highlight box (for disclaimer) */
  .highlight-box {
    margin-top: 28px;
    padding: 32px;
    background: linear-gradient(180deg, var(--gold-pale), transparent);
    border: 1px solid rgba(184, 150, 104, 0.3);
    border-radius: var(--r-lg);
    position: relative;
  }
  .highlight-box::before {
    content: "";
    position: absolute;
    top: 0; right: 32px;
    width: 60px; height: 2px;
    background: var(--gold);
  }
  .highlight-box h4 {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #8B6F44;
    margin-bottom: 14px;
    letter-spacing: 0.04em;
  }
  .highlight-box p { font-size: 15px; line-height: 1.9; color: #5A4A30; margin-bottom: 10px; }

  @media (max-width: 980px) {
    .legal-layout { grid-template-columns: 1fr; }
    .legal-toc { position: static; }
    .legal-content { padding: 32px 24px; }
  }